Master’s Degree in
Financial Management

The graduate of the Master’s Degree in Financial Management will possess competencies to propose financial and resource management strategies in different work areas, such as:

Enterprise:

• Evaluation of business opportunities, taking into account financial models.
• Development of skills for project planning and valuation.
  Selection and administration of human resources based on market needs
• Application of instruments, tools and techniques for decision making, related to investment.

Advisory and consulting services:

• Management of innovative tools for the implementation of financial strategies.

Research:

• Elaboration of investment projects, taking into account financial models.

• Original and copy (collation) of the bachelor's degree diploma or its equivalent (in case of being a foreigner the document must be notarized and/or apostilled by the Ministry of Foreign Affairs of their respective country.
• Credits or grades of the bachelor’s degree or its equivalent (in case of being a foreigner, the documents must be notarized and/or apostilled by the Ministry of Foreign Affairs of the respective country).
• Two photocopies of the identity card or passport in case of foreigners.
• Certificate of good physical health.
• Two passport size photos.
  Applicant letter.
• Resume.
• Fill out the application form in digital format.

• Study in teams and individually. Develop research skills based on discovery learning.
• Deepen in the disciplinary knowledge that is of interest to them.
• Respect and comply with the regulations established by the statutes that regulate the relationship between the Metropolitan University of Education Science and Technology and the students of the Institution.
• Keep their payments up to date.
• Attend 80% of the meetings scheduled for each subject.
• In case of prolonged absence, the student must present a justified argumentation.
• For studies under the virtual modality, attendance is regulated by constant interaction in all activities planned on the platform, including synchronous and asynchronous meetings, as well as the development of the student's autonomous work.

• To attend and pass the academic contents of the first two (2) quarters, containing 25 credits.
• Maintain a cumulative academic index of not less than two (2.00) on a scale of three (3.00).
• Maintain a grade point average equal or higher than 2.0 and have no subjects lower than 81.
• Present an exam or certificate of a second language recognized by UNESCO, updated (five years), not less than 40 hours.
• Submit an exam or certificate in the use of computer tools, not less than 40 hours. Elaborate, support and approve the degree work (monograph).
• Good standing of all treasury fees, (Tuition, monthly fees, degree fees, among others).

• To have satisfactorily passed all the subjects of the study plan.
• Maintain a cumulative and individual academic index per subject of 2.0.
• Present an exam or certificate of a second language recognized by UNESCO, updated (five years), not less than 40 hours.
• Submit an exam or certificate in the use of computer tools, not less than 40 hours.
• To have submitted their graduation work, final project of the program: Business Management Simulator (Degree Option).

• Has cognitive flexibility and openness to new problem solving strategies according to the instruments and techniques of operational finance.
• Recognizes the information necessary for the systematic application of financial accounting techniques to solve financial problems, obtain accurate data and achieve results as planned.
• Demonstrates accurate knowledge about the techniques, methods and procedures for financial analysis that will result in the reliable diagnosis of the company's financial health.
• Master the conceptual foundations for research in favor of approaching problems related to finance from a scientific perspective.
• Has an analytical, reflective, critical, creative, and guiding mentality, and a capacity to be a promoter that allows him/her to have an active and protagonist participation in the decision making process related to costs.
• Master the theoretical arguments on the financial management instruments that will allow the company to invest in a balanced portfolio and with the possibility of obtaining positive results in the long term.
• Possesses the conceptual knowledge specific to their area of training, which serves as a basis for undertaking actions, processes and projects and exercising leadership.
• Recognizes the need for national and international development to ensure a harmonious insertion of life in society and the creation of new businesses, specifically in the area of finance.

• Applies finances in order to produce information based on true data with the purpose of obtaining a global vision of the company and to achieve the planned results.
• Elaborates diagnoses using operational finance as a tool, establishing the interest rates to be used in the analysis to obtain the adequate yield for the company
• Writes reports on financial accounting that can be used by the company's management to improve decision making and impact financial results.
• Formulates financial analysis on the financial health of the company, through the application of techniques, procedures and methods consistent with the type of organization or institution.
• Designs projects or research proposals that promote intervention in the field of finance, through specific methodologies of said disciplinary area.
• Develops solution proposals to address cost problems in the different areas of the company that are pertinent to the achievement of the established goals.
• Applies the instruments of financial management to the integral analysis of the company, to select the securities that will be part of the investment portfolio of the company that will allow obtaining the required yields.
• Formulates budgets for all areas of the company, which affects the planned and expected results according to the type of activity to which the organization is dedicated.

• Demonstrates ethical commitment, leadership skills, initiative and curiosity in the formulation of financial projects.
• Promotes a harmonious climate based on effective interpersonal relationships between financial experts, leaders and people who support innovative projects.
• Values the importance of finance as an integral system for the economic development of companies.
• Demonstrates ethical commitment to the execution of their assigned activities and responsibilities.
• Reflects a proactive, collaborative and respectful attitude towards the exercise of their functions.
• Respects the participation and points of view of all members of the work team.
• Handles with total discretion all institutional information that could go against the principles of the company.
• Promotes teamwork to achieve the stipulated objectives effectively, efficiently and effectively.
• Exercises leadership and decision-making skills with innovative, ethical and normative character.
• Handles conflicting situations with clients in an empathetic manner.
• Demonstrates interest in becoming a free being capable of learning by himself/herself.
• Manifests a strong sense of solidarity and fairness in his/her behavior patterns and relationship with customers and potential markets.
• Shows understanding, sympathy, courtesy and interest for others and for other people.

• Identifies opportunities for growth in the midst of problem situations that arise in the context of finance, insurance, securities and banking.
• Establishes relationships based on networking for the formulation and implementation of business ideas related to the field of finance.
• Captivates members of the organization in the scaling of ideas, proposals or projects for the strengthening of finance.
• Assumes with commitment the incorporation to incubators, startups, among other figures of collaborative work, to increase production possibilities.
• Applies methodologies for the generation of ideas based on creative, innovative and business thinking.
• Formulates proposals to increase the national capacities of the finance, banking and securities systems in response to calls made by national and international organizations and/or agencies.

As for the graduate of the Master’s Degree in Financial Management, he/she will demonstrate competencies centered on the following knowledge:

Knowledge (Knowing)

• Demonstrates intellectual capacities that enable the autonomous search for knowledge in the financial area.
• Master professional knowledge in relation to financial decision making, on business financing both in the short and long term, through comprehensive analysis whose tendency is to reduce uncertainty in business and ensure success in planned profits.
• It recognizes measurable and verifiable data through research, making a progressive contribution to the accumulation of human knowledge, specifically in the financial area.
• It has pertinent information to be able to locate the company in the desired position according to efficient and effective treasury management.
• Demonstrates conceptual knowledge about new ways of doing business, through financial options in financial markets both nationally and internationally.
• Master the arguments on financial analysis methods that allow the valuation of the company against new growth strategies such as outsourcing, downsizing, mergers, acquisitions, alliances, innovation or any other type, according to the activity to which it is carried out. dedicates the organization.
• Learn about the different types of risks that have an impact on finances and the results that affect a company and present strategies for managing these risks trying to minimize them as much as possible.
• Recognizes the elements within the international financial system that are relevant to the company and that allow efficient use of resources.

Doing

• Formulates proposals for financial decision-making in relation to business financing both in the short and long term, through comprehensive analysis whose tendency is to reduce uncertainty in business and ensure the success of planned returns.
• It carries out research in the financial area, trying to make innovative contributions that impact the accumulation of human knowledge.
• Formulates treasury management procedures that allow the practical application of the knowledge acquired and obtain the expected results.
• Design the intervention methodology of the company through financial options in financial markets both nationally and internationally.
• Applies the corresponding methods for the analysis of financial statements, which allow the valuation of the company against new growth strategies such as outsourcing, downsizing, mergers, acquisitions, alliances, innovation and others, according to the type of activity to which what the organization does.
• It proposes preventive and corrective actions against the different types of risks that have an impact on finances and on the results that affect a company.

Being / Living:

• Reflects respect for the diversity of opinions generated by the work team.
• Demonstrates initiative and leadership to solve problems in the actions of their work.
• Encourages teamwork and decision-making to achieve the stipulated organizational objectives.
• Demonstrates ethical commitment, leadership capacity, initiative and curiosity regarding their performance in the formulation of projects related to the company.
• Promotes the participation of all team members in the decision-making process inherent to the financial project proposal to be formulated.
• It promotes a harmonious climate based on effective interpersonal relationships between the actors in the process, but also for one's own well-being.
• Assumes a reflective critical attitude about the exercise of his professional activity.
• Values the development of critical thinking and the ability to reflect on the needs of the company and its collaborators.
• Act with professional ethics when preparing compliance reports for supervision and control institutions.
• Assumes a critical and innovative attitude aimed at solving problems
  Demonstrates leadership in negotiating and conflict resolution, according to the respect of the parties involved for effective decision making.
• Assumes commitment by managing projects that contribute to increasing the well-being of the individuals involved in their daily work.
• Has social sensitivity towards political, cultural and technological variables and of course the problems related in a directive way to his/her area of activity.
• Demonstrates to be receptive and conciliatory for the achievement of the objectives of the projects

Undertaking

• It generates business opportunities from emerging problems in the field of finance, insurance, banking and securities.
• It articulates efforts with national and international organizations for the development of business initiatives related to the financial, banking and securities sectors.
• It presents business ideas based on the application of methodologies for the detection of opportunities and risks in the financial, banking and securities markets.
• Master strategic instruments to achieve the maturation and scaling of ideas, projects or programs in favor of the development of finance, the banking and financial market in Panama and Latin America.